Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Angeleah

Voted #1 by me and my pet

Inherent in the name "Embrace" has done just that, embraced me and my precious Romeo. When I first got my little Yorkie Romeo, he was suspected of having some health issues. Thank God I had Embrace insurance. Romeo turned out not to have a liver shunt, but it nice to have piece of mind when those unexpected emergencies happen. This time he had an ear infection. I am really pleased with the service I have received from Embrace.
5

out of 5

POSTED: | BY: Ann

Long Time Embracer

While most companies leave me suspicious and unsatisfied, Embrace has never failed to meet and even exceed expectations. Going on nearly a decade now, their claims are fulfilled as promised and in an incredibly fast time. Perhaps most important is customer service. They always responsive and kind. When I lost my forever friend they sent hand written well-wishes. I truly love this company and the people who work there.
5

out of 5

POSTED: | BY: Luna

Great service

We decided to get pet insurance for Abby when we got her based on her breed and thought it was a good thing to have. BOY are we glad we did! She was diagnosed with chiari which in itself is expensive with the mri's etc...but there are other issues that come with it. WITHOUT embrace we would not have been able to afford the treatments etc.... definitely recommend to any pet owner.
5

out of 5

POSTED: | BY: Cary

You guys are the BEST

I wish you would do something wrong once just so I could complain. I just couldn't be happier to be a part of your family. Little Star echoes my thoughts
5

out of 5

POSTED: | BY: Debbie

Completely Satisfied

I have two dogs and they have Embrace Pet Insurance since 2010. Any time I have submitted a claim, Embrace is quick to notify me that it has been received and always gives me a time frame until I hear back regarding the claim. It is usually within 2 weeks .They have always been extremely fair and honest. I appreciate the communication during the review process as well as after payment has been sent. My Golden recently had an UTI and possible thyroid issues. There were numerous tests taken and so pleased to see all were covered. It is comforting to know that what they promise when you sign up is what they deliver. I absolutely would recommend them to anyone who has a pet.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review