5
out of 5
POSTED: | BY: Kathy
Outstanding Company
I can't say enough good things about Embrace. They are wonderful. Very quick to get back to you and for processing claims.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Pat
Claim took an excessive amount of time to resolve.
These two claims took an unnecessarily excessive amount of time to complete. I am terribly disappointed! I hope that in the future you will do better. At this point, I am afraid I would not recommend your insurance to my friends.
5
out of 5
POSTED: | BY: Peggy
Great experiences
I have had a number of issues with my dogs kidneys and patellas. Embrace has been wonderful to work with regarding my claims. I am always referring my friends to them.
5
out of 5
POSTED: | BY: Jazzie
Great Pet Insurance
Our Boxer had eye issues and our vet sent us to a specialist. Embrace was very quick to process our claims.People were very helpful when I called. We did not need approval to go to a specialist.
5
out of 5
POSTED: | BY: Patrick
Claims handling easy, efficient, professional.
Submitting and processing a claim with Embrace could not be simpler. Easy claim forms to complete, and a competent claims department. Once my deductible was met I got a check. No hassles, no hoops to jump through.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.