Embrace | Pet Insurance Review

I've had other insurance companies that denied claims for English Bulldogs due to breed specific issues. My dog had a claim and I received reimbursement before the credit card statement even came in. Embrace was excellent to deal with and followed-up with emails checking in on my dog.

My youngest of 3 Chihuahuas has had many issues. At his yearly exam in January, the vet found his heart murmur to have worsened, as had his luxating patella. He also had a broken tooth that needed to be pulled. As a result, Rey had to get an ultrasound of his heart before undergoing anaesthesia, dental surgery then knee surgery. The wellness portion of his plan covered his yearly exam, and the rest was covered at 80% once my $300 deductible was met. The ultrasound and 2 surgeries totalled nearly $3,800! This insurance has more than paid for itself in just the last 2 months. Claims were reviewed in a timely manner, and reimbursement was received quickly. I highly recommend Embrace!

Such quick response to claims lots of live people to talk to. You can afford not to insure your pet the cost of illness is prohibitive ! It gives me peace of mind knowing I can make medical choices without worrying about massive bills. Embrace is the best!

My dog, Buddy, was vomiting for several days and it turned into aspiration pneumonia from the vomiting. He required multiple vet visits, x-rays, medication and even a hospital stay. Embrace turned the claims around quickly and covered all of the claims. A representative even reached out to me to see how Buddy was doing. A very nice, caring touch.

This has been a difficult year for our oldest dog, 8-yr old Mater, Goldendoodle and master Therapy Dog. In the course of the year he has developed first thrombocytopenia, then a few months later tore a canine cruciate ligament, four weeks later developed immune-mediated hemolytic anemia and a few weeks later ruptured the other cruciate ligaments! I don't know how we could have taken the care of him that he deserved without Embrace! They have been helpful and responsive with every question that we had. His physical therapy was covered and the very expensive medications he has needed have been covered as well. We have three dogs, and haven't needed much in the past, but this year has made us grateful for having signed up for it and choosing Embrace.