Embrace | Pet Insurance Review

Had an annual check-up for our Maltese. Submitted the vet receipt on the same day as the vet visit to Embrace for reimbursement under our Wellness coverage. Less than 24-hours later, I had received a confirmation email of the claim initiation and confirmation of coverage/reimbursment. We've been Embrace customers for 6+ year (ever since we got our Maltese), and the level of service, kindness of the "Embracers" and quick turnaround on all of our claims has been outstanding. I cannot recommend Embrace enough to our friends and/or anyone with a pet they care deeply about.

Just filed my first claim and it took a total of 2 days to get a check issued! Glad I opted for the Wellness feature as it has already paid for itself for the year. I love the customer service at Embrace. The few times I've called with a question each person has been very nice and knowledgeable. My other dog is still with another insurance company, but after my experience with Embrace he will be transferring over here.

We are very impressed with the customer service of the Embrace staff and the fast reimbursements! We recommend Embrace to anyone looking for Pet Insurance!

I have VPI on 2 of my dogs but decided to try Embrace with my 3rd dog Miracle. I'm so glad I did. Miracle (a Rottweiler mix) was a rescue that we adopted and at only a year old had to have salivary gland removed in her mouth. Embrace covered it and were very prompt in processing and mailing payment. I will be adding the Wellness plan also. I would highly recommend this insurance for all pet owners!

I purchased Embrace insurance the day after we adopted our baby boxer boy and it was the best thing I could have ever done for him. While he had an episode of pancreatitis that was not covered as it was within the two week waiting period, pretty much everything else he has been through has been covered. When you sign up, if you can afford too, go with the highest reimbursement rate you can get (90%) and purchase the medication plan. You will be surprised how expensive medications can be. If you pay annually you get a small discount and you will pay just one annual fee and then not worry about it the rest of the year. Every customer service representative has been great and the 90% I get back goes right into my back account. Some other plans don't cover exam fees but Embrace does so keep that in mind when looking at other plans and Embrace has an annual deduction, not a per-condition deduction like some other plans do. Keep these two things in mind and seriously consider purchasing Embrace!