Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,763

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mike

Improved Service

I am very satisfied with my last interaction with Embrace. They sent the claim checks at the full policy amount promptly and it was very easy and smooth. A couple years ago there was a lot longer of a delay to receive my reimbursement, so the service has greatly improved from my experience.
5

out of 5

POSTED: | BY: Arlene

Very impressed with Embrace

I had doubts how Embrace would work with pet illness. I have two dogs that both needed vet treatments this year. (One rescue had heartworm positive) and another had a scrotal hernia and natural herbal formulas for his aching, older back. Embrace has to date paid all the bills for the dogs. I am very pleasantly impressed with their help when I started filing the claims, to the email communication that they received the claims, to sending us a check. Overall, I will always have pet insurance. It's worth it when you have those emergencies that a pet owner just can't plan or budget for.
5

out of 5

POSTED: | BY: Tarrytown

Outstanding Customer Service

The quick response and professionalism of the Embrace team has been a breath of fresh air. I wish other companies could follow their lead.
5

out of 5

POSTED: | BY: Christine

Love my Embrace

Very glad this was covered. Honestly I wasn't sure. Regardless, your company employees are so nice and get right on a situation. None of "well we will look into it and call you back stuff." They are so helpful, polite and always make me feel as though I am their only customer.Still waiting on the other two claims. Hoping, but not sure about one of them. I love having a wellness policy too. I should have got a larger one, my fault, but what I have is a big help for sure.
4

out of 5

POSTED: | BY: Chun

A step up from other pet insurance

After previously dealing with VPI who rejected numerous claims, Embrace Pet Insurance has been definitely a better experience. Something worth noting, if you have any questions regarding your policy do call them as I failed to receive any responses.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review