Embrace | Pet Insurance Review

Our one-year-old Golden Retriever puppy seems to have seasonal allergy issues. This spring, he's had ear infections, dermatitis, eye infections and always seems itchy. After treating each "illness" (which applied to our deductible), the vet recommended allergy testing. I was not optimistic that this would be covered so I contacted Embrace and was informed it was! Our pup had a full allergy screening and we only owed our co-pay out of the $450 cost! So happy we could do this for him without worrying about the expense! And the best part is the reimbursement was received within a couple days. So fast!

I never was sure this would provide a good value, but in January of this year, I signed 3 of my pets up for insurance. Shortly thereafter, my 9 year old Weimar was diagnosed with a chest tumor and has required several procedures to drain fluid from the sac around his heart. After reviewing the vets' notes, Embrace covered his expenses, and quickly. It's so easy to upload claims, and payment is prompt. I am very pleased!

We recently filed two claims with Embrace for our 3yr old dog. The monthly rate is very reasonable, and the level of staff responsiveness is extremely high. We're very impressed with Embrace's representatives, particularly in terms of their level of engagement with us, their communication skills, and their understanding of the process.

We had VPI for three years leading up to switching to Embrace because of their affiliation with USAA. Our Pomeranian mix developed a lump on her paw and we went through both an extensive diagnosis period to rule out cancer and then surgery and post surgical follow up. Thus far, Embrace has paid each and every claim at the allotted amount.

SheNu is 13 years old and needed dental work. I submitted the claim online right after I picked her up from the vet. It was incredibly easy (wish mine were that easy). And the claim was processed in 3 business days!!! Thanks Embrace Team -- High Five!