5
out of 5
POSTED: | BY: TIm
Embrace is really good
Embrace has been responsive and did everything they have said they would do. All communications have been professional and easy.
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lacey Nelson
So thankful for this company!
Unfortunately my sweet baby was diagnosed with lymphoma about a month ago. It's been a very stressful time for us both emotionally and physically. There's been so many test & treatments in the past 6 weeks. Embrace has covered all of the test and procedures just like they said they would. It's a blessing to not have to stress about the financial aspect of this diagnosis. It took about a month for them to review everything but once they did the reimbursement checks showed up. Their customer service like is very helpful too. I have recommended this company to all of my family and friends that have fur-babies!
5
out of 5
POSTED: | BY: Karen
Impressed!
I am very impressed with Embrace! You have made the claims process easy, transparent, fast and you have great follow up. Thanks! - Karen
4
out of 5
POSTED: | BY: Gillian Hee
Pet Insurance eases the stress
We are a 3 dog, 3 cat household. Someone is always at the vet for annual/routine check ups or a disaster.
We have one cat insured through Embrace. They review and pay the claims quickly. Figaro came to us as a stray kitten with severe mite infestation in 2014. After his initial one month stay at the vet we insured him with Embrace. In July of 2016, while grooming him I found the lymph nodes on his hind legs were very enlarged. It was scary. We took him to the vet immediately. The prognosis from the specialist was good. "Bilateral popliteal lymphadenopathy - The aspirates most resemble a syndrome referred to as "distinctive peripheral lymph node hyperplasia" in young cats. This condition often resolves spontaneously usually within approximately 4 months." So the fear of cancer receded! And the fear of the invoice also!
5
out of 5
POSTED: | BY: candace alexandet
Great Insurance
I had senior dogs covered that had exusting conditions. Being older they developed other problems. Most of their expenses were covered after the deductable. If I get more animals they will be covered by Embrace
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.