Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: glenn peterson

Brilliant

we have had Embrace for over 5 years now for Josie our working English Cocker. In all this time we have never had any problem dealing with Embrace. All claims were queued up in a very timely manner and resolved just as quickly.I originally got the insurance for my piece of mind but shortly came to appreciate the value of pet insurance; I do not have to make a decision to put dollars ahead of Josie's health. As an aside; they are probably the most user friendly insurance company I have ever dealt with, great people with a passion for what they do.
5

out of 5

POSTED: | BY: Betty Rivera

Dental

Embrace is great! I have 4 dogs and have had all good experiences!!!! I have recommended Embrace to friends and colleagues.
5

out of 5

POSTED: | BY: Leonard Arrigo

Great service with no hassle

We have had Embrace for approximately 5 weeks for our new Golden Retriever puppy. We have taken her to the Vet twice for wellness exams and both claims have been processed immediately. Moreover, the staff is proactive in communication to ensure that we are taking advantage of the benefits they offer. We could not be more pleased.
5

out of 5

POSTED: | BY: Cary Lang

you guys are awesome

everytime I send in a claim I wonder if it will be covered. My dog LIttle Star is on meds for probably the rest of her life. Thank God it is a manageable disease with treatment. I have never been denied claims yet. What a greay pet insurance company. Hats off to Laura Bennet and your entire staff. You all are a godsend
5

out of 5

POSTED: | BY: Josh

my shih tzu

my first time getting a pet insurance/totally worth itgot my claim done less than 7 days. people i spoke with on the phone and by emails are awesome and sincerely helpful. I am so happy i got pet insurance. some people told me dont get insurance its not worth it...totally worth it I am happy with Embrace Pet insurance
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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