Embrace | Pet Insurance Review

If you are skeptical about the extra monthly cost of pet insurance, keep in mind that unexpected medical "jams" with a pet can run into lots of $$ draining from our accts. Abby, our newly adopted Crested/Aussie/Beagle mix (dog) did not come with a rider indicating that she's a real thunderphobe. One storm, within 2 weeks of us having her, caused her such panic, she pulled out an entire canine tooth thru the wires of her crate. Fortunately, our two month free trial had begun, so we were covered. I chose the $300 deductible for now. Our expenses rose well over $500 to surgically remove the root of that tooth to avoid further infection. We had no idea she'd pulled out the surface of it 2 weeks prior. Our 2nd visit was for a booster shot! And we had coverage from the 2 week waiver since I signed up soon enough. Whew. Most pet ins. companies cover one month trial, not two. We recovered $355.00, which pleased us, and all the checks came within 2+ weeks of filing. Medication now given for anxiety, daily, was also covered in part.

My Sasha was a Fidelco puppy that was taken out of the program after 16 months and offered to me as a pet She is a beautiful black Germsn Shepard who is a gentle loving soul. I took out Embrace pet insurance as soon as I officially adopted her. Over the past few months she was diagnosed with megaesphogus and was very very sick. Embrace has covered all her illness and wellness claims and I must say I have not waited more than 10 days from mailing the claim to receiving a check. The log in and EOB information is helpful and timely. I have recommended Embrace to all my friends who have pets or planning on getting one. Thank you Embrace.

I would recommend this company to all. They are somewhat particular is what they require in the first year-but nothing more than any other Pet insurance company dictates. I had one issue in the very beginning with out a resolution I agreed with but since they have been gold. My dog is pretty healthy but I am very glad I have Embrace in case I need it. Their customer service is A++.

Our pup of 6 months developed a loss of balance and kept falling down. We took her to our vet who told us it was some kind of brain issue and had us go to a specialist who did MRI, spinal tap and blood work. They were unable to find the cause and put her on antibiotics for a month. She is currently doing well. The cost exceeded $3000. Embrace approved our claims, and we should be receiving a check shortly less the deductible. We are pleased with the service we have received and would highly recommend them to other pet owners.

We have only been with the company for 2 months but so far dealing with them has been easy and helpful. I would highly recommend this company.