Embrace | Pet Insurance Review

Never in the 24 years of owning a dog and having pet insurance have I encountered a reimbursement check being returned by my bank because of a stop payment. After calling Embrace, the explanation provided by the representative was that it was a bank error and that Embrace thought they had identified all clients who were affected. I am very hesitant about continuing with Embrace and am currently looking at other insurance companies to possibly switch to. My main concern is that my Golden Retriever is 8 years old and I am worried about how her age factor will affect new insurance rates.

I am very happy I signed up with Embrace. For me the best part is the Wellness Rewards. It is very helpful for the routine procedures like dental cleanings. Customer service is excellent. My claims have always been processed in a timely fashion. I really do feel Embrace at the top of list of best pet insurance.

I've had policies for both of my girls for several years now and luckily I haven't had to use either one. A couple of months ago my baby, Gwen, became extremely sick with a mysterious illness. We did all the diagnotics necessary and she spent three days at OSU Veterinary Hospital in the ICU but we never landed on a specific cause for her symptoms. Luckily, she recovered as quickly as she fell ill. I've never been so grateful to have insurance because I was able to do everything my baby needed without worrying if we could afford it. As a Veterinary Technician I spend my days telling my clients to please get pet insurance for their dogs and cats, now I have a personal story to share about just how life saving it was for us! Plus, from submission of my claim to receiving my check was less than one week each time! It probably would have been even faster if I had had direct deposit set up!

A large dog can mean large vet bills, especially when it comes to meds. My Mastiff has had an ongoing need for meds and Embrace has not balked at covering them. Their claim service is fast and hassle free. I originally purchased this insurance with the thought of hedging against catastrophic expenses, but I'm very glad I have for the smaller but on going expenses.

Of course, I would do anything for my dog - a 7.5 toy Pomeranian. My best friend. So I looked into pet insurance and everyone was ready to give you a quote. I was skeptical, read the reviews and took the dive. My dog rarely has anything wrong with him, and I take very good care of him. The few times I have used the insurance I am amazed at how quick and easy it is. I only wish my personal health insurance was handled so well and quickly. The last time I used my insurance, I dropped the claim form off at the vet (Legacy Pet Hospital in Liberty Lake, WA.) and she said she would take care of it. Two hours later I received an email that my claim was received, and in toot sweet my check arrived. Viola! There are so many choices to choose from for pet insurance, and I think I made the right decision.