Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,934

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ry

I have a great dane so major $$$Best pet insurance

Best pet insurance I've come by. I have a great dane and her vet bills can get pretty pricey so having embrace has been a life saver. I 100% recommend it to anyone with large breed animals.
5

out of 5

POSTED: | BY: Colt

Incredible Customer Service

Embrace has provided wonderful service through a number of challenging situations with our lab/collie mix. They provided clear and concise information on what is and is not covered. They processed all of our claims rapidly. And they reimbursed us promptly for all claims that were covered - including the few (unfortunately) large expenses we've incurred (knee surgery). I recommend Embrace without reservation!
5

out of 5

POSTED: | BY: Leslie

We love Embrace ins.

We never have regretted getting insurance for out dog! I always said "I don't care if I never use it because she is just a part of the family as we are and we have insurance." Recently our Dee Dee is having terrible problems with her paw with severe swelling ,itching and pain. She is on the mend now, slowly but surely and we are grateful. Thank you embrace everything has gone smoothly!
3

out of 5

POSTED: | BY: Elyse

awesome

Embrace covered all expenses from the procedure to tge rehab!
5

out of 5

POSTED: | BY: William

Excellent Service and Response

Embrace is an excellent company for pet insurance. We have had continuing issues with our English Bulldog. She has had ongoing problems with her eyes which have cost a considerable amount between two vets and medication. Their service is fast and efficient and they pay each claim quickly. We hope that the problem is finally past, but the knowledge that Embrace is there to help us with cost is a good feeling. Having worked with other pet insurance providers in the past, I can truthfully say Embrace is the best!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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