Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeffrey

The best

The staffs are super friendly. Specials thanks to Pete, Amanda and Brent.They are really helpful! I highly recommend this ins company to my friends who has a pet
5

out of 5

POSTED: | BY: Laurel Fried

Love Embrace Pet Insurance

We have had Embrace Pet Insurance since our bullmastiff was a puppy. Lucky for us we have the insurance! We also bought the annual wellness care.-which we are very happy with! Our poor baby has allergies and Embrace has been a pleasure to deal with and we are so glad we have insurance!!! The medication and shots are extremely expensive and Embrace was there for us the whole step of the way and still is since this is an ongoing issue. They let you know right away that they got your Claim form and the process is very quick. I had an Insurance Agent check all Pet Insurance Companies and he told me to go with Embrace and I'm so happy we did!! If I ever have any questions they are answered by a very helpful staff and the claims are handled very quickly. Thank you Embrace-We are so glad we have insurance on our Girl-Fergie!!!!
5

out of 5

POSTED: | BY: Pamela Clement

Everyone there was very helpful and profressional

There was a little problem with my vet getting all the information that Embrace needed but once that was accomplished everything went very smoothly. You couldn't ask for a nicer staff to help guide you through the process
5

out of 5

POSTED: | BY: Connie Hoffa

Embrace gives us so much peace of mind for Molly.

Our Molly is a very active 18 month old Labrador Retriever. When she was 12 weeks old we made the decision to get Pet Medical Insurance for her. So happy we did. As with anything we all hope we never need to use it but, we recently had an event where we turned in several Dr. visits with medications. While playing she became a bit over ambitious, slipped and injured her left hind leg. She was examined by our vet and determined she had a soft tissue injury which called for medication and rest (have your tried keeping an active Labrador with little activity), not an easy task. It took us two rounds of medication before her injury healed. I am so very thankful for the decision we made to give her the gift of Pet Insurance. Embrace was wonderful with these two claims. It doesn't take long until you reach your deductible since I am sure you all know it is not inexpensive keeping your pet healthy. Thank you Embrace for your rapid response time with our claims. By the way, let me know when you will begin covering humans.....we will be signing up for our medical coverage with you! Thank you for the service you provide and your quick turn time.
5

out of 5

POSTED: | BY: Antonia Tome

Excellent service

Thank you for your response on Tabbitha and Charlie your representatives are always helpful and understanding. I have recommended your insurance to many of my friends.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

Get a quote today

Leave a review