5
out of 5
POSTED: | BY: Sean
Embrace Great So Far
We submitted our first claim and it was processed with no issues within a week.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Laura
Every pet owner needs Embrace!
Embrace is a wonderful company and totally worth the cost! Every new pet owner needs to get insurance!
5
out of 5
POSTED: | BY: Jacqueline Torres
Outstanding Service
This is my first time submitting a claim and it was an awesome experience. The claim form is easy to complete and updates of my claim status was quick.
5
out of 5
POSTED: | BY: VICTORIA OBRIEN
Excellent, quick service, great customer service
Rico was bitten by one of my other dogs. A night at the ER and stitches were next. Embrace was fast, the staff was wonderful and caring!
4
out of 5
POSTED: | BY: Deborah West
Great!
Very happy with this insurance. My cat is older but they still covered her.This helps give me more peace of mind.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.