Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janet

Wonderful service and quick payment.

I submitted invoices for "wellness visits" and they where all paid in full with no questions or problems. Super easy too. Printed a claim form from my account and it was complete with my name and address, my dogs breed and name and my policy number. Just included copies of the invoices and I was done. They emailed me that they where received and kept me informed along the way and that they were accepted. Checks arrived shortly thereafter.
5

out of 5

POSTED: | BY: Michael Sciabarrasi

A friendly and reliable company

I have just started using Embrace and found out how great these people are.They are always asking and checking up to see if everything is o k.They pay you at a very timely manner and check to make sure you received your money. I would recommend them to who ever has a pet.
5

out of 5

POSTED: | BY: Emily

great

amazing insurance and customer service
5

out of 5

POSTED: | BY: Mickey

Its comforting to know we are covered.

When those unexpected illnesses or emergencies arise, it is nice to know we are covered for the visits and the medications
5

out of 5

POSTED: | BY: William Rawls

excellent service

my dog had emergency surgery after a blockage was discovered in her stomach. the surgery and after care was over three thousand dollars. my claim was processed quickly and i received a check in a couple of weeks. no back and forth, not begging for something to be covered, embrace just paid it. i'm super grateful and cannot speak highly enough about how great the communication was and how promptly everything was handled.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review