Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,934

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claudia

Very happy- thank you so much !!!

Embrace has done a wonderful job : quick processing time , reimbursing the claims. Having a beloved pet, practically a family member , sick its such an awful experience. Embrace made my life easier and I am very grateful for that. Thank you so much
5

out of 5

POSTED: | BY: Linda

Best Investment You Can Make!

My 9 month old puppy ate rabbit poop and developed coccidia which triggered colitis. He had 5 vet visits in 4 weeks. He had to take 4 different meds during that time. He meths deductible in the first 2 visits and the rest was covered with no hassle. Turn around is very quick. Had my check within 10 days. I would tell anyone with a pet that this is the insurance company to use!
5

out of 5

POSTED: | BY: Kathryn

Great pet insurance- very prompt!

Went with Embrace because they were sponsored by USAA. Their customer service is phenomenal, they are extremely prompt with their processing times, and overall just wonderful to work with.
5

out of 5

POSTED: | BY: Mark

Excellence

Excellence all around. I am very impressed with the quality of service; particularly the reimbursement process for pre-authorization and payment.
5

out of 5

POSTED: | BY: Frank

The best overall.

Hi there. I just started insurance for my dog Bailey (who I love with all my heart) and love it. The customer service is top notch excellent and claim services don't take long as little as 2 days and you aren't left to guess as to whether your claims were received. You are communicated with by E-mail every step of the way. Thank you very much Embrace. Frank and Bailey
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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