Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julie

Easy and great service

This is my second year having pet insurance for my two ragdoll cats, Abby and Oliver. I feel it has been worth it and love how easy it is to submit claims and how fast they are processed. Communication is always great. I would recommend this insurance to any pet owner.
5

out of 5

POSTED: | BY: Michele

Excellent turnaround for processing claim

Our Greater Swiss Mountain Dog was neutered and had gastropexy surgery. Embrace processed the claim within the same week as the surgery and let us know what our reimbursement would be. That is great customer service!!
5

out of 5

POSTED: | BY: Carol

Excellent Coverage & Customer Service

We have had coverage with Embrace for about 9 months. Their website is very easy to upload documents and their customer service is awesome. They are quick to answer questions too. First time we have had pet insurance...glad we chose Embrace.
5

out of 5

POSTED: | BY: Paula Schmidt

Fantastic experience

I would recommend Embrace to anyone who was looking for pet insurance and I already have. The claims have a quick turn around so you do not have to wait for your money to be reimbursed.
5

out of 5

POSTED: | BY: Barbara

Efficient

I have been in the vet field for a while and with the numerous choices out there for pet insurance, I feel Embrace is in the top 3. They process claims quickly, keep you updated and do what they say. So far, they are great.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review