Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,934

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Heather

Rudys vet visit

Took Rudy to the vet on 6/4/16 because he had been coughing and congested and wasn't eating anything but wet food. He was also sleeping a lot. So on 6/4 when I took him to the vet I found out that he has tracheitis and a upper respiratory infection and the vet put him on orbax.
5

out of 5

POSTED: | BY: Jim

Smooth service

My Newfoundland and a recent ACL surgery and my veterinarian service downloaded the forms for embrace submitted them to embrace and within a very short period of time I received my reimbursement check for this service. Everything went smooth as expected both for my Newfie and me. Thanx Embrace for exceeding my expectations.
5

out of 5

POSTED: | BY: Marlene

Very pleased!

I purchased Embrace insurance after our oldest dog tore her ACL last summer. Obviously, wish I had purchased it earlier since that was not covered nor was the 2nd ACL that she tore. :-( Needless to say that I've been very pleased with Embrace since it has covered a number of things on all three of our dogs in the last year and will be renewing. There were so many pet insurance companies to chose from but am very happy with Embrace. Normally, the claims are handled very quickly so not sure why this particular claim took longer to process.
5

out of 5

POSTED: | BY: J

I love Embrace

My bulldog lived a happy and healthy life for 4 years. I've had Embrace since the week we adopted him. At four years old he came down with a vicious infection that has ravished his poor little beefy body. Thanks to Embrace I've been able to do what needed to be done to get him healthy again. It's been a long road but Embrace has been there with me every step of the way. Every person I've worked with has been nothing short of wonderful, every claim covered with no questions asked. Getting Embrace insurance was the best decision I've ever made. Worth every penny.
5

out of 5

POSTED: | BY: Beth

Supportive and immediate service

Embrace Insurance Co has been fantastic in helping care for our Sheltie. They process claims quickly as well as issue checks, when appropriate, without delay. They are available by phone or email to discuss questions about policy, wellness, or give support. We HIGHLY recommend them, and we have. Our nephew has also been pleased with his Embrace policy for his German Shepherd.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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