Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debrah Alvey

Excellent Service

When I had to take my 2-½ year old Great Dane to the vet for vomiting and lathargy, they referred us to a specialist for more extensive testing. Needless to say, the bills added up quickly. Embrace paid all but 20% and a small $100 deductible within two weeks. I am very happy I decided to go with them rather than another Very Popular Insurance I previously had for my other Great Danes. This other Very Popular Insurance was always finding reasons to not pay claims. Thank you Embrace for putting my mind at ease and letting me focus on the care of my beloved pet.
5

out of 5

POSTED: | BY: Kara

Making a claim/ receiving reimbursememnt

So easy to make a claim online. The Embrace portal gives you simple instructions, and your vet can mail/fax the documents at check-out. We received our reimbursement in a timely fashion, and the employees we spoke to via email were extremely friendly. Very happy with the service!
5

out of 5

POSTED: | BY: Joyce H

I love Embrace!

My experience has only been positive. Claims are covered in a timely manner. Friends have told me that other pet insurance companies have many rules that disqualify many of their claims. My dog has had a lot of vet visits, including surgery this year, and Embrace has covered 90 percent of everything once I met my deductible. I fully recommend Embrace pet insurance.
5

out of 5

POSTED: | BY: Kim Tackett

LOVE the folks at Embrace!!

When I've had to call for questions to be answered there is an actual person you get to talk to that is very helpful and you can tell they are pet lovers. I've referred them to a lot of people.
5

out of 5

POSTED: | BY: Julie C.

Prompt claim handling, helpful staff

I received prompt status emails after claim was filed. Claim was settled in less than a week. Live Chat was helpful in navigating where to look for details and for clarification of what is covered under Wellness. I have never had pet insurance before, but when I was comparison shopping I found this one to be both easy to work with and offering better coverage for the cost.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review