5
out of 5
POSTED: | BY: Greta
The Best!
Embrace has been wonderful and has covered all my claims without complication. Takes the stress out of pet care!
4.9
out of 5
Number of reviews 20,342
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sarah
Awesome company!
I have enjoyed my experience with Embrace Pet Insurance this far! I love that you have the ability to customize a plan that works for you. So far I have submitted two claims and have received my reimbursement s within a week. Submitting a claim is very easy and does not feel like a hassle. I have also had the pleasure of speaking with an employee over the phone and they were nothing but helpful.
5
out of 5
POSTED: | BY: Karen
Sick
Having Embrace gives me peace of mind for unexpected vet visits. Claims are processed in a timely manner so there is no chasing after your money. Very grateful
5
out of 5
POSTED: | BY: Linda Freedman
Life with an active Lab
Mateo is a VERY active 6 year old Lab. He has blown out both knees, both elbows and suffered other less serous injuries. Embrace has covered every injury quickly and with no hassle. Without Embrace, I would be paying off vet bills long after he had chased his last ball or had his last swim in the river.
5
out of 5
POSTED: | BY: Jean
Embrace is the BEST!!
Thank goodness for Embrace! Our poor girl is a complicated mess yet the best dog you could ever hope for! She is always happy and loves everyone, which is why we would do anything and everything to try and keep her healthy. Thankfully Embrace makes those choices so much easier. When I first signed up for the insurance my husband fought me on it, he thought it was a complete waste of money! He fought so bad that I paid for it myself because he refused! I told him since we have a large breed dog that i wanted to make sure if God forbid she ever needed a hip or knee replacement i wouldnt have to think twice because the insurance would cover a portion of it. It was the best decision I EVER made! Our poor girl has bad skin allergies, severe food allergies (allergic to every food but super hypoallergenic prescription food), she is slightly incontinent and has issues with bladder and ear infections and most recently (at the age of 5) diagnosed with beginning of kidney disease. So as you can imagine, specialist vets, tests and medications are abundant with out girl and Embrace covers everything but her prescription food! THANK YOU Embrace for always helping us take care of our furbaby, she truly is worth every penny!! You cant get a better dog and you definitely can't get a better pet insurance!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.