Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Steve

Minor Surgery

My six year old female English Pointer had a problem with cysts on her side and a big one on her tail. While not expensive surgery, under$700, the quick response and the check I received from Embrace was a big help. Thanks Embrace.
5

out of 5

POSTED: | BY: Branden

Embrace is the best pet insurance!!!!!

Embrace is the best pet insurance , I won't be able to describe how happy I'm with embrace, just the BEST!!!!
5

out of 5

POSTED: | BY: Douglas

Great company- Great service

My 3 year old Golden tore ligaments in both rear legs and required surgery.A operation was required to repair the damage which appears to have been a success. The cost of the surgery exceeded $6000.00 and the Embrace claim was processed in less than two weeks. I could not be happier with the quick response I received from Embrace!
5

out of 5

POSTED: | BY: Mary

Toby's Claims

I have been very busy since Toby came into our home. I finally found the time to submit all of the Wellness claims. The process was simple and quick. I immediately got word that the claims were received and processed. Wonderful company to work with.
5

out of 5

POSTED: | BY: Sheena

Easy, Helpful and Quick!

Embrace has been extremely easy, helpful and quick with any issues or concerns we may have. We have a fairly high maintenance dog and she's at the vet quite a bit. Embrace issues our refunds very quick and is pleasant to deal with any time we have a question. I would recommend them to anyone who wants a great partner in healthcare for their pets!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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