Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,930

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara

Efficient

I have been in the vet field for a while and with the numerous choices out there for pet insurance, I feel Embrace is in the top 3. They process claims quickly, keep you updated and do what they say. So far, they are great.
5

out of 5

POSTED: | BY: Arlene

Wow! I'm happy:)

The process was very simple to get the insurance policy in place. I'm excited that some wellness visits are covered too-an ounce of prevention is worth a pound of cure. I can track my claims online- another plus! My vet can send in claim forms- no paperwork for me. I love it!! So far a very positive experience. I'm even pleasantly surprised, as dealing with any insurance company can often be a very disappointing experience. Not This time!!!!
5

out of 5

POSTED: | BY: Lauren

Best investment, amazing coverage

Getting Embrace insurance was the best thing I did for my pets. I bought as an investment for their future as well as just a sense of security for any emergencies. They have always gone above and beyond all my expectations and needs. Their coverage is complete and comprehensive, no hidden loopholes or surprises, and I've always been reimbursed in a timely manor. When Jolene recently had some neurologic scares, I didn't even have to worry because I knew Embrace would be there for me to pursue all necessary diagnostics and treatments. I cannot say enough about how great they are as a company and insurance provider. I recommend them to everyone and anyone who will listen.
5

out of 5

POSTED: | BY: Patricia

Un fait accompli

The claim was handled efficiently and in a timely way. This is why I continue to be a client.
5

out of 5

POSTED: | BY: Patsy

Excellent Service

Claim was handle without any problems.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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