5
out of 5
POSTED: | BY: Nicole
Timely
I have used embrace pet insurance numerous times unfortunately but they have been timely with all of the claims.
4.9
out of 5
Number of reviews 20,342
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Linda Verville
Thank God for Embrace
We decided to get pet insurance after my brother-in-law had to pay a large sum of vet bills after their dog became ill. It was the best decision we made when we got our second dog. You see, since that time we have had 3 claims and everyone at Embrace has been wonderful. Processing claims are easy, customer service is on top of everything and they are very caring, always first questioning how our pet is doing. I don't know what we would have done without Embrace. It is difficult enough when our pets are ill, but knowing that the insurance will help takes a huge burden off of our shoulders. I was skeptical in the past about pet insurance, but after our recent vet bills that were covered, I will not go without again.
5
out of 5
POSTED: | BY: Cary J
What a comfort to have them on my side
Could not be more pleased with Embrace. I have no regrets since joining your team approximately 5 years ago. Look forward to many more years to come . Keep up the great work.
5
out of 5
POSTED: | BY: Randie
Excellent company!
Embrace is a great company. Not only have most of my claims been covered but a response comes almost immediately after a claim is submitted. First saying that they received the claim and a few days later an answer - usually followed by a check in the mail.
5
out of 5
POSTED: | BY: Arlean Owens
Embrace recommended - Best ever
I'm please because of the quick reimbursement turn around on all my claims.I highly recommend this insurance to a pet owner. Also, the staff were helpful in assisting me with the Wellness program. I've been a pet owner for over 30 years and I was hesitate about insurance to pets. Embrace is really for the pet. The monthly cost is very reasonable.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.