5
out of 5
POSTED: | BY: Audrea
Great Customer Service
My pet baby had to have surgery. Embrace worked to assist with the claim and the customers service representative was very helpful.
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Miranda
You can count on Embrace
My 3 year old French bulldog had a rough couple of months just after we relocated to a new city. I think I was more traumatized by his unexpected medical needs than he was and the last thing I wanted to deal with was a difficult claim process. I was extremely pleased with the ease of the Embrace system. Communication was seamless and helpful and the turnaround was surprisingly fast. I highly recommend insuring your pet with Embrace for those unexpected and highly stressful situations that sometimes arise with fur babies!
5
out of 5
POSTED: | BY: Carl
Best Ever Pet Insurance Company
We have had Embrace policies for both of our labs. We selected this company after extensive research of what is available. I must say that they are absolutely true to what they advertise. We got a policy that did not cover preventive or routine care costs, and did not cover medications -- and we had a large deductible to make it affordable. We wanted to be protected against the large expenses. Both of our labs died of cancer, with extensive costs at the end. All of our large costs were covered quickly, accurately, and with amazing and supportive customer service. I cannot recommend them highly enough. Even our specialist vet's office said they are the BEST. I will get our next dog insured by Embrace the minute we get him or her.
5
out of 5
POSTED: | BY: George
Prompt claims payment.
I am retired but was an insurance broker for over 42 years. I have seen claims handled poorly and properly. Our 10 year old Scotty was diagnosed with a a very troubling tumor. Our vet aggressively treated the condition through surgery. Embrace was very professional in their claims handling and payment processing. Ours was not a small claim costing in excess of $4,000. I am very impressed with the service and pleased with the outcome!
5
out of 5
POSTED: | BY: Carol
It is worth it.
I have had several cats over the years. They can get expensive when they get sick. When I got a new kitten last year I decided to try pet insurance. Embrace has save money even for well visits and shots. No longer will the cost ofCare be a factor in my decsions on my cats health.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.