Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,347

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Irene Colletti

Don't have a pet without it!!!

My new puppy Gigi has been having digestive problems since she was about 4 months old. Needless to say, there are constant vet visits, blood work, x-rays and medications. I hesitated about getting pet insurance when I first got Gigi because I didn't think a new young pet would need it. Boy was I wrong! And very happy to say I made the right choice with Embrace. They are prompt, efficient and just a wonderful company to deal with. I recommend them to all my clients who are in the market for a new furbaby!
5

out of 5

POSTED: | BY: Karen

Completely worth it!

This is the first time we have insured one of our fur babies and so glad we did! Who would have known that our new Golden Retriever pup would be sensitive to her vaccinations. She's awesome now but it required multiple vet visits and Embrace was there to ease the financial load. It is such peace of mind having pet insurance. I researched other companies out before purchasing and Embrace was notably the best value!
5

out of 5

POSTED: | BY: Charlie Davis

Fast and easy

The claim process was simple and we got our claim checks very quickly. Great company to do business with.
5

out of 5

POSTED: | BY: Debbie Little

Embrace was a blessing for me and My dog Lilly.

My Golden Lilly suddenly became ill with an air way disease and a heart murmur appeared. Lilly is only 8 yrs old and full of life. We were sent to MedVet ,in Columbus Ohio a speacialty hospital. I knew there would be a lot of expense ahead. I knew by being with Embrace pet ins. For the life of Lilly, she has been insured since a puppy, I had a company who were honest and I knew what was covered. I called them and I it was explained completely. I blelive in blessings as God cares about what is important to us Lilly is dearly loved Imbrace is a blessing I am thankful for.
5

out of 5

POSTED: | BY: Jodi Mauro

Security

I absolutely love having the security of my embrace pet insurance. Never have had an issue with any of my claims, always a prompt response to any questions. I recommend Embrace to everyone!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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