Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,347

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sheri Vandeventer

New customer - very pleased!

After comparing 7 pet insurance plans, I selected Embrace due to the numerous options allowed in devising my plan coverage and associated cost. Within days of signing up, I took my 2 cats for a semi-annual wellness checkup and submitted the claims. The claims for both cats were handled quickly and the full amounts were covered. So far, I am very pleased. P.S. Embrace has a fabulous website as well!
5

out of 5

POSTED: | BY: Emily Winter

amazing

Embrace has been a lifesaver for my dog's heart condition and frequent trips to emergency vet. Love Embrace
5

out of 5

POSTED: | BY: Linda Wilson

Great insurance company

Really good pet insurance. Easy to submit claim and they pay fast.
5

out of 5

POSTED: | BY: Mel Backer

Embrace Pet Insurance Performancee

My experience with Embrace Pet insurance sofar has been good. They are knowledgable, friendly, and prompt in their services. I would reccommend them to other pet owners
5

out of 5

POSTED: | BY: Alina Gonzalez

excellent Companie

The only thing that I would change in all insurance companies. Is the pre excisting condition. I would abolish that clause. Health is a nesesity not a luxury.Other than that embrace is fine.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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