Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pat

Wonderful, Caring Customer Service!

Logan somehow injured his back the night before I was to leave to attend my Mom's memorial service. We spent that night at the emergency vet, where he received excellent care. His recheck visit with our regular vet took place while I was gone, thanks to some wonderful friends. I submitted his claims once I returned home and they were promptly processed without any question. Logan has been covered by Embrace for 5 years and we've always received excellent service and everyone I have ever talked with in customer service has been extremely nice—more like a family member. Thanks for caring; I feel good knowing you all are in our corner!
5

out of 5

POSTED: | BY: Wendy

Simply the best!!

I have been with embrace for three years now. I don't know what I would do without them! It makes my life easy knowing they have my 3 babies covered! Embrace is always there to help and get claims done in a speedy manner!
5

out of 5

POSTED: | BY: Rebecca

Embrace is friendly and efficient.

Hazel went in for her first well visit. Her claim was handled quickly and efficiently. I am very happy with how everything was handled.
4

out of 5

POSTED: | BY: Chris

Much needed comfort

Having Embrace in place was the greatest feeling ever. When we recognized our pup had been bit by a copperhead snake, we were in a position to focus on getting our boy back to 100% as opposed to worrying about the $ involved. We were able to get Rocky the treatment he needed in the time he needed it, glad Embrace has our back!
5

out of 5

POSTED: | BY: Marianne

Embrace Pet Insurance is the BEST!!!

Can't say enough how great this company is for Pet Insurance! They have great customer service, quick response time, and process driven!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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