Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristy

Embrace has it all

wish I had known about Embrace Pet Insurance before this. With a small company that is not a corporate giant really gets bonus points with me. Having the ability to go to any vet, anywhere, no networks, this insurance is better than my own healthcare. If I had know about it, we could have saved thousands, yes thousands, on my mother in law's dogs care. Bandit was allergic to almost everything and allergy testing is very expensive. Embrace would have covered it all. I also really love every the fact that before you buy you can have a free medical history review, so if there is a pre-existing condition that won't be covered you know up front.
5

out of 5

POSTED: | BY: Ray

Whew, What a relief

We had only made two premium payments & our little guy developed pancreatitis. The vet bill was over $1200.00 Since this was the first time we purchased pet insurance we just knew the company was going to figure a way to weasel out of paying the claim. But that most certainly was NOT the case. The claim was paid and we could not be happier with Embrace.Thank you for your integrity and Cooper thanks you too. 🐾
5

out of 5

POSTED: | BY: Meg

Terrific Company

This is by far the best pet insurance I have ever had. They are so professional, helpful, and incredibly prompt in their response to questions. The claims process is easy and resolved in just a few days.
5

out of 5

POSTED: | BY: Deb

Embrace is awesome!

I would recommend this pet insurance because it is easy to file claims, they cover what they say they will and they complete claims quickly!
5

out of 5

POSTED: | BY: Norrell

Great to Have Embrace there when you need them

Our Yorkie had a infected cyst as well as a UTI. It took a few days in the vet intensive care as well as an operation to remedy his issues. But he is home now and is hos old self.It was great to know that the bill was in large part going to covered by Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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