Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tina

Best Decision I Ever Made!!

Getting insurance on my cat Rosie was one of the smartest moves I've ever made and getting it from Embrace has been the icing on the cake! Rosie was diagnosed with cancer two months ago and Embrace has been nothing short of wonderful to deal with. Any questions I had were answered quickly and thoroughly. I've been able to give Rosie the best care possible, which gives me comfort knowing that I'm doing all I can for her.
4

out of 5

POSTED: | BY: Paul

Pricy, but good

We are satisfied with our coverage with Embrace. We use the"Wellness" coverage all the time,
5

out of 5

POSTED: | BY: Gail

Embrace Should Be Your Pet Insurance

We have had Embrace insurance on our Golden Retriever, Daisy for almost 2 years now. We got the insurance when she was 10 years old after seeing what some of our friends have spent on their "senior" dogs. I did not want to deny her the care she needed for monetary reasons. We have used the insurance several times. Each time the staff at Embrace were knowledgeable, friendly, and really seemed to care about Daisy. The claims were paid in a timely manner. I would recommend Embrace to any pet owner looking for insurance for their pets.
5

out of 5

POSTED: | BY: Robert

Embrace The Best

Embrace Pet Insurance is wonderful. As a retired teacher, Prince's insurance gives me great peace of mind.
5

out of 5

POSTED: | BY: Mila

Great Service!

Excellent claims service. Quick response. User friendly client portal to check status of claims submitted.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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