Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tracey

Great communication!

We recently lost our lab of 11 years...Embrace made the process of submitting the claim/payment a breeze...the last thing we wanted to concern ourselves with were finances at this time. Thank you for the sweet sympathy card from the staff as well.
5

out of 5

POSTED: | BY: Nancy

Thank goodness for Embrace!

I noticed Gabe wasn't seeing out of his left eye. He had an appointment for his regular checkup so his vet referred me to the Animal Eye Care vet. Gabe had a corneal ulcr and needed emergency surgery ASAP to save the eye. It was a fast decision but knowing I had Embrace made it easier to say yes right away knowing he would be covered. Everything worked out perfect. He has been recovering well. Thanks to Embrace it was a stress and financial burden avoided. They were so very helpful, as always, and completed Gabe's claim most efficiently.
5

out of 5

POSTED: | BY: Shaquan

My First Wellness Claim

Embrace was fast, and accurate! I got wellness coverage the same day I took her and they still covered it! They said it could take 10 days, but it only took 3 to approve and the check is on its way!
5

out of 5

POSTED: | BY: Becky

Well worth the money

Embrace pet insurance is the best coverage I have found. The claims are handled quickly and fairly.
5

out of 5

POSTED: | BY: Monique

Claim Staff

I greatly appreciate my Vey Huntsville Animal Clinic and Embrace for always keeping my records and me straight. They show special care and concern for my furry babies. I love them for that! :O)
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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