Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,927

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura

Best Pet Insurance!

I can truly say that my experience with Embrace has been extraordinary. We feel blessed to find a company that truly cares about you and your pet. After less than a month of having Embrace for my dog “Kaline”, she was infected with a bacteria that put her in the hospital for more than two weeks. Embrace paid our claim in less than two weeks. We are really thankful for Embrace and we recommend this company to everyone.
5

out of 5

POSTED: | BY: Allie

Embrace continues to impress

Embrace continues to impress with super quick, no hassles claim processing. They are truly a unique offering in the pet insurance market and really treat their customers like family.
5

out of 5

POSTED: | BY: Cindy

Very satisfied with Embrace.

Very happy with Embrace. Great customer support, and the claims are simple to file and handled quickly.
5

out of 5

POSTED: | BY: Michelle

Excellent coverage and service

We have had EMbrace for 5 years with our Bernese Mt.DOg. They offer great service, are easy to use and great customer service. I had another provider (VPI) with my last dog and they didn't cover anywhere near what Embrace covers. We have used it for wellness as well as a few minor accidents, ear infections, lyme disease and the major one was a surgery to remove a rock he ate.
5

out of 5

POSTED: | BY: Holly

Great insurance coverage

Another great transaction with Embrace pet insurance. I was very happy when they covered my dogs hip surgery. Imagine my happiness and surprise when they covered his postop physical therapy and pain medicines. Top notch insurance, easy filings, and quick refunds. Thanks Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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