5
out of 5
POSTED: | BY: dan
very satisfied
claim approved as requested, no hassle
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cynthia
Surprisingly great! Highly recommend.
I was very uncertain when I signed up for this plan. The people I spoke to on the phone were very helpful, patient and understanding. So far, it has been great. Prompt and efficient! No complaints!
5
out of 5
POSTED: | BY: Rick
Great, prompt service
As hoped for the level of support and service has been outstanding. Telephone support at all levels, claim response and payment have all been prompt. Have recommended to all my dog friends.
5
out of 5
POSTED: | BY: Amina
Great insurance
Embrace has quick claim processing and great coverage and service. I definitely recommend them to anyone with a pet!
5
out of 5
POSTED: | BY: Amanda
Great Customer Service, Excellent Coverage
I have been extremely impressed with not only the convenience of having pet insurance through Embrace and the user friendly internet site, but the caring and attentive customer service members that really make every phone call and email so pleasant. On top of everything, for such a reasonable monthly rate to be reimbursed for a significant portion of our bills is such a relief and I will be recommending Embrace to everyone I know!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.