Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ralph Henry

Your promote service on a claim

I was so pleased to learn that you have allowed Zeus's services at South Suburban Animal Hospital. Your service is wonderful I do hope that my cousin has called you people got a policy for her cat Molly. In any case I am so happy and glad I have you wonderful people who care about pets. My cat Salem goes in for his annual check up in June. I thank you so much for this and look forward to having your services for years to come. Your compassion and understanding is best of all.
5

out of 5

POSTED: | BY: Maria Ziakas

Excellent

Nothing serious, normal shot routine, but office service and Embrace response excellent and timely efficient.
5

out of 5

POSTED: | BY: Elaine tafesse

Claim in April

Claims are now received and processed quickly money is auto deposit. So claims are now very efficient which makes life with a diabetic cat easier.
4

out of 5

POSTED: | BY: Yanet

1st claim filing/response

My final experience on the initial claim that I filed was good. However it took almost 60 days waiting on medical records which I submitted on my own way before claim was released. The end result was positive so I'm happy with embrace. THank you
4

out of 5

POSTED: | BY: adrienne hunter

Satisfied

Always receive prompt service when processing my dog's claims.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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