Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elaine

Awesome, easy pet insurance

My dog has both the wellness plan and the other plan they offer. We have had insurance with embrace since she was 3 months old and now she is over 2 years. They have covered all of her vaccinations, her spay, and I have not ever had a claim that wasn't covered. The process is super easy and I like having that peace of mind knowing if I had to take my little girl in for an emergency I won't have to worry about the cost because I know embrace will reimburse me quickly.
5

out of 5

POSTED: | BY: Saul

Working with Embraced is easy

Our dog Maggie is over 10 years old. We're grateful we have insurance through Embrace. It's so easy to work with them. I just fill out a claim form, scan it in along with the bill from the vet, and upload it. Easy. Then I pretty much forget about it and then the check arrives. If I have a question, or a problem, I can send Embrace a message and they almost always get back to me within 24 hours. I highly recommend Embrace.
5

out of 5

POSTED: | BY: Louise

great experience with a truly professional co.

everything was done with care and quickly
5

out of 5

POSTED: | BY: William

Exceeded my Expectations

I have only submitted one small claim but was very pleased with the process as it is very customer-centric and personalized.
5

out of 5

POSTED: | BY: Irene

Don't have a pet without it!!!

My new puppy Gigi has been having digestive problems since she was about 4 months old. Needless to say, there are constant vet visits, blood work, x-rays and medications. I hesitated about getting pet insurance when I first got Gigi because I didn't think a new young pet would need it. Boy was I wrong! And very happy to say I made the right choice with Embrace. They are prompt, efficient and just a wonderful company to deal with. I recommend them to all my clients who are in the market for a new furbaby!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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