Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chris

Relief!

Recently, our 6 year old boy was diagnosed with hip dysplasia and we were absolutely SHOCKED. We started noticing a "bunny hop" and some hesitation when playing ball so we decided to go for XRAYS. Our local vet had "never seen anything like it" and said it was so bad he wasn't sure if anything could be done. You can imagine the sheer panic. We moved forward with an appointment to get a second opinion and to our relief, the second opinion vet believes he can be fixed. We have an appointment with a surgeon to confirm and to also schedule what we believe to be a double rear total hip replacement. We submitted the claim for the first XRAY visit and were told by Embrace that all future specialist visits and anything related to this diagnosis would be covered. After being through so much already, it was such a relief that we can move forward with getting our boy the treatment and care he deserves. Thank you to the Embrace team for your support both now and in the future!
1

out of 5

POSTED: | BY: Roger

Very disappointed!

Very disappointed always some reason to turn down or put on hold claim example can't read not enough info
5

out of 5

POSTED: | BY: Helen

I am very happy with the way my claim was handled

I just want to say thank you to embrace for helping with my claim
5

out of 5

POSTED: | BY: Mary

Embrace is reliable

I compared all of the pet insurance options I could find online and also those provided by my vet. Our family chose embrace because it was a very thorough coverage for our two dogs and the price, although not cheap, was fair. In our first year of being insured each of our dogs ended up hospitalized. One for gastrointestinal issues and the other had a torn CCL. Embrace was not only true to their coverage, but it was provided in a timely way with excellent customer service. We would have had a much harder time deciding on the quality of care we provided our beloved furry ones if we did not have the support of Embrace to help us through the hardship of sickness and vet bills.
5

out of 5

POSTED: | BY: Andrea

Embrace is awesome

Embrace will go out and bend backwards to make customers satisfied. I've been with embrace for a year and half and their amazing .

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

Get a quote today

Leave a review