5
out of 5
POSTED: | BY: Emily
amazing
Embrace has been a lifesaver for my dog's heart condition and frequent trips to emergency vet. Love Embrace
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Linda
Great insurance company
Really good pet insurance. Easy to submit claim and they pay fast.
5
out of 5
POSTED: | BY: Mel
Embrace Pet Insurance Performancee
My experience with Embrace Pet insurance sofar has been good. They are knowledgable, friendly, and prompt in their services.
I would reccommend them to other pet owners
5
out of 5
POSTED: | BY: Alina
excellent Companie
The only thing that I would change in all insurance companies. Is the pre excisting condition. I would abolish that clause. Health is a nesesity not a luxury.Other than that embrace is fine.
5
out of 5
POSTED: | BY: Sandy
What a relief to have help with my Three cats!
After an emergency trip into the animal hospital with one of my cats, I found myself frightened about the reality of the possibilities that the expense of three cats which I love so much could leave me broke or possibly have their life end because I couldn't afford their care! I called my granddaughter who is a Vet Tech while I was in the animal hospital waiting to hear what was wrong and she said, "grandma you really should get pet insurance", and then told me about Embrace Pet Insurance, and I signed up my three cats and as a result I was able to get their teeth examined and cleaned and one of them had been suffering with a fractured tooth and needed to be extracted! Had I not had Embrace to back me up, my poor cat would had gone on suffering without my knowing! Embrace helps me to be a greater pet owner and gives me peace of mind to know if need be in the event of what happened to my cat prior to Embrace, I could make the trip with.more confidence! Thank you Embrace for even more than what I've shared😀
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.