5
out of 5
POSTED: | BY: Myana Coltman
A comfort to have Embrace as my cat's insurance.
Prompt and efficient service. Quick reimbursement.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Arnold Gitomer
Embrace is the best pet insurance.
Embrace pays claims promptly. They make the claims process easy, not complicated. I wish my medical insurance was this simple.
5
out of 5
POSTED: | BY: Traci pagell
Excellent service!
I wish my own health insurance was this easy and fast. It is wonderful to have the peace of mind that our fur baby is covered not only for preventive care but illness thank you for the excellent service!
5
out of 5
POSTED: | BY: Vicki Birdwell
good coverage
I'm so glad I have Embrace Insurance it has been so helpful since my little dogs accident.
5
out of 5
POSTED: | BY: Shelly
Very Appreciative
Laura, Kara, Ashley have been so wonderful. Laura always communicates and updates me with the claim status and the follow up which is greatly appreciated. Kara, Ashley, and Laura have been very helpful and understanding with me and answering all my questions.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.