Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chris

Thank Goodness for Embrace

We have had embrace for over nine years. They are great. Their claims are quick and the reimbursement is fast. We have two dogs that have had several emergencies and earaches and cancer and Embrace has Takisha care of us by reimbursing us and making it easy for us to take care for our babies and not have to worry about if we are going to receive our claim. Our many vets have said that the claim forms are the easiest they've seen. I highly suggest you use them.
5

out of 5

POSTED: | BY: Mary

Excellent coverage

I have had embrace ins for my golden for a number of years..I have always felt very secure about having this insurance for my pet. They have never failed us!!
5

out of 5

POSTED: | BY: Curtis

So Happy I got Embrace

My beloved cat had an emergency surgery recently and Embrace paid a large amount of the costs, quite fast and without complications. My vet even submitted the claims for me. It was so easy and I was able to focus on getting my furry baby well again.They have also paid other claims for my cat and my dog easily and quickly. I am so glad I chose Embrace. I highly recommend them to everyone I know.
5

out of 5

POSTED: | BY: Christy

Claims

I've had to make two claims in a matter of months. When I called with a question, they were extremely helpful, super nice and took initiative to look into details that I hadn't even mentioned. As a result, I got reimbursements to both claims in a very short time! I will continue to use them and highly recommend them.
5

out of 5

POSTED: | BY: joseph

satisfied

excellent customer service fairly quick an claims would recommend to all pet owners
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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