Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stacy

Cue Tail wagging- happy with Embrace

We are very happy with Embrace pet insurance. Every time I call the customer service line, the call is answered quickly & the service representative is courteous & knowledgeable. We do not have to fight for our claims to be paid, when they are eligible for payment. The claims are also reviewed in a timely manner from date of submission.
5

out of 5

POSTED: | BY: Karen Gaul

Love this company!!

I continue to be blown away by Embrace....my senior rescue has had a series of unexpected medical issues which have been covered by Embrace. My claims are responded to quickly with warmth. I am so enthusiastic about this company, I stop other pet owners with pups and ask them if they have pet insurance and if they don't, I recommend Embrace!
5

out of 5

POSTED: | BY: Golden mom

Professional process and easy to use!

First claim processed quickly. Process was straitforward and easy to follow. Nice to work with a company that does what they say they are going to do - without any hassles!
5

out of 5

POSTED: | BY: Linda Harrell

Protection

Peace of mind knowing that my dog is covered should anything happen. Wellness plan also helps to cover many expenses like microchip, spaying , obedience training and vet services
5

out of 5

POSTED: | BY: Samme Levine

Most Excellent!!!

Embrace is a wonderful wonderful pet insurance company and more. The staff is super and claims are handled quickly and without a hassle. I use to show dogs in the UKC, AKC and International arenas , I had many friends with Embrace insurance and I never heard a single complaint. I strong recommend Embrace. Accidents and illness can strike any pet, but if you have giant breeds you are going to have giant bills if anything should happen. Our mastiff need surgery, two merely plates and 15 screws in his right hind leg and our Porty broke his hind leg in daycare. Sooooo glad we had Embrace Insurance. Everything was taken care and flowed as smooth as silk. THANKS TO ALL THE KIND AND CARING FOLKS AT E.I.Samantha L. P.S. ROARY and MIKEY SAY THANK YOU TWO! 🐾🐾
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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