5
out of 5
POSTED: | BY: Kathy Barrett
Great service
I have been an Embrace customer since 2014. I am very pleased with the service and staff and would absolutely recommend Embrace.
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: James N
Very Pleased
Very pleased with Embrace. Great customer service, easy to make a claim, fast processing. I especially like the way that they confirm receipt of documentation.
5
out of 5
POSTED: | BY: Brian M.
Thank you for all you do.
Thank you for working with me on all my claims. My dog from they day we got her from the rescue center has had issues. You insurance has allowed us to give her the care she needs to have a healthy strong life with us. Without your insurance we would not be able to afford her. Thank you again.
5
out of 5
POSTED: | BY: Lorraine Van
Illness
I have two dogs . This pertains to my Chihuahua. Our old guy developed severe bronchitis and was a very sick dog. This year has been trying for the old guy. Embrace has been there for most of it. Great company to deal with.
5
out of 5
POSTED: | BY: martha carey
Best pet insurance.
We have had Embrace Insurance since our Leonberger was a puppy, he is now 4 yrs. old.They are an excellent company to deal with .Our dog was having some lameness in his front leg that needed some extensive testing x-rays,ultrasound and pain meds, which is quite expensive considering he is 150 lb. dog.Processing a claim with them is quick and easy,with a very fast turn around time. I can't say enough good things about them. A must have for any pet owner.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.