5
out of 5
POSTED: | BY: Courtney
Amazing
Embrace and their entire staff have been amazing! They are very friendly and answer any questions. They've been great to my dog.
4.9
out of 5
Number of reviews 19,916
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jess
Quick and convenient claim coverage
Embrace has, as usual, surpassed my expectations with another easy claim processing experience.
5
out of 5
POSTED: | BY: Atul
no hassle claim processing
Our experience with Embrace has been, excellent! Contrary to the general belief about insurance providers, Embrace staff has been very helpful and did not look for reasons to decline our claim or reduce the claim amount. All the terms and conditions were clearly stated upfront while issuing the policy and advice was also provided to reduce any risks and obtain wider coverage.
5
out of 5
POSTED: | BY: Stacy
Great customer service!
I am a first time pet owner and using Embrace was a relatively easy process for me when my dog had an emergency visit resulting in a couple costly procedures. I am extremely satisfied with how timely my claim was processed after I gave followup information.
5
out of 5
POSTED: | BY: Shelley
Blessing!
We're greatful for the service and coverage with Embrace. When our newly adopted puppy "Rylie" was stung by a Bee and had respitory issues from it, we started out for our Vet and did not make it there but instead pulled into the closest Vet we could find. They welcomed us with opened arms and helped save the day. Embrace was awesome about covering that emergency without a problem. I even waited to turn in paperwork with other claims and it was taken care of. This is the first time I have bought pet insurance and so far it's a great expierence.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.