5
out of 5
POSTED: | BY: Dawn
awesome
always get my claims covered and fast!
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lorraine
Great & Fast Service
Our Penny suffered an acute digestive incident that scared us to death. The administrative process to submit our claims was quick and easy. The reimbursement we received was also quick. I'm sure customer service is quite helpful but I didn't even need them, that's how well the online submission process was. Wish all companies ran as well as Embrace.
5
out of 5
POSTED: | BY: Mary
Embrace helps you get through sad times.
We have a 2.5 year old very active male English lab. He went on hikes, romped around the yard - very active. We never noticed anything until one day he jumped out of bed and came up limping. Later on that day he bounded out the car, crash landed and was on three legs. To the vet we went. Very sad to learn he has severe osteoarthritis in BOTH front legs as a result of elbow dysplasia. We had no clue - one week later he is limping on back right leg. To the vet - hip dysplasia. How can this be? Anyway, we sent the forms in not knowing what to expect since we never did pet insurance.Embrace got back to us in a couple of weeks and all is covered. It won't make our lab better, but it certainly will help pay the bills that are quickly adding up.
Thank you Embrace!
5
out of 5
POSTED: | BY: Bob
There when we needed them
I signed my dog up for pet insurance when she was 3 and aside from some small issues, she was healthy and I did not need to file a claim for reimbursement until she was 8. After taking her to a specialist and having her get expensive imaging, she was diagnosed with degenerative myelopathy. The one positive to come of this experience was Embrace. A phone call with a representative for general direction made me feel like they were there to help and were very genuine about the whole situation. Within 2-3 weeks of filing the claim, they sent us a check to cover their portion of the bills and I couldn't be happier with this company.
5
out of 5
POSTED: | BY: Melinda
Great job
Thank you for covering Blossom's medication -so glad I have you on board
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.