5
out of 5
POSTED: | BY: Melissa
Responsive and helpful.
I continue to recommend Embrace to dog owners. My experience has been positive - team is responsive and helpful.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Patricia
I am extremely pleased with Embrace insurance!
Staff is always pleasant to talk to and extremely helpful in a answering questions. Claims are processed fast, the turn around time usually a week or so.
4
out of 5
POSTED: | BY: K.
Great Turnaround Time
Very pleased with Embrace
5
out of 5
POSTED: | BY: Kate
Embrace Has Been Good To Me and My 7 pets
I really can't say enough about what a wonderful company Embrace is. Everytime I've called I have spoken with the kindest, most compassionate representatives who are so sincere . I love how Embrace communicates as well. The company always updates and follows up on claims in a very prompt manner. They have never turned down a claim I've had and pay the claim very quickly. I will never go with another company.
5
out of 5
POSTED: | BY: Stacy
Feels like working with a friend!
I have to say that the overall experience with Embrace is like working with a friend. Everyone that I have spoke or emailed to was friendly and very helpful!
Processing claims were super easy and were paid out fast.
I totally recommend embrace to everyone who loves their pets and what only the best for them!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.