1
out of 5
POSTED: | BY: Christopher
ATROCIOUS!!
ABSOLUTELY DISGUSTED WITH YOUR COMPANY AND ITS POLICIES. I WILL BE TAKING MY BUSINESS ELSEWARE AND TELLING USAA TO LEAVE THIS PARTNERSHIP.
4.9
out of 5
Number of reviews 19,916
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Susan
Insurance a rip off
After spending 75.00 a month for a year, I was allowed one claim, but, the deductible was 300.00 so, I received no compensation
5
out of 5
POSTED: | BY: Pressley
Great Customer Service
The Embrace staff are always quick to respond to emails. They always are very understanding when it comes to claim reimbursement. Vet bills can add up and I feel like they all hold your pets illness/accident in high regard. I have had Embrace for several years now and I highly recommend their services.
5
out of 5
POSTED: | BY: Gina
Easy and fast processing, great customer service
Our dog had emergency surgery and it was a lot of money. Embrace reimbursed us for a very generous amount of money. No guesswork.
5
out of 5
POSTED: | BY: Marc
This pet insurance is prompt and fair
My dog developed difficulty breathing. He required examinations by two vets, procedures, and a CT scan.All I had to do was have the vets fax over a claim form with the details of the care. The response from Embrace was quick and fair. No red tape. No preapproval needed. They promptly covered the claims in full less the 20% copay. They are also a pleasure to deal with on the phone.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.