Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marie

AWESOME!!!

Ember and Ashly researched various insurances and prices and found that Embrace is the best for overall coverage and cost.We are very, very pleased with their service when submitting a claim, whether it was for Well Care or a real medical issue.
5

out of 5

POSTED: | BY: Nicole

Fantastic!!!

Have had this insurance for about four and a half years now. We bought it when we got our first dog and then when we added a second furbaby we added it for him and I can say I have been nothing but happy with them. Thy are very reasonable, their customer service is very friendly and my female just had surgery for a torn ACL and they were quick to review the case and settle it for us. Did a lot of research on a lot of different options for pet insurance and they have lived up to everything I read and am very happy we chose them to be our insurance carrier for our fur babies.
5

out of 5

POSTED: | BY: Jodi

Amazing customer service and value

Embrace has incredible coverage for the price. They have a very quick turnaround in claims and the customer service has always been top notch, in any department I've dealt with. VERY pleased with them over the 6 years we've been with them.
4

out of 5

POSTED: | BY: Laura

great service

this was a painless experience
5

out of 5

POSTED: | BY: Dave

They're there when you need it!

There super fast and easy to work with. I can depend on them to be there.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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