Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jerry

Much improvement in response times. Desire email submittal option.

It was great when online submitted started but would be nice if multiple files can be uploaded to the same claim submission. Claim resolution has improved lots!
5

out of 5

POSTED: | BY: Rebecca

One of the best decisions I made this year to purchase Embrace Insurance for my two furry girls (dogs) Summer and Chanel.

Embrace is one of the best Insurance companies I have dealt with. I am so glad that I purchased this insurance for my two furry babies Summer and Chanel. They provide the best customer service and one of the best things I like about them is that they process your claims quickly. I am one very happy customer. I tell all my friends that own pets that they should consider looking into an Insurance policy with Embrace.
5

out of 5

POSTED: | BY: ELIZABETH

Quick response and review

Once the medical notes for our dog, Abby, were received by Embrace (Claims Adjuster Kelsie Franks) she reviewed the claim and sent an email concerning coverage within a couple of hours. Fantastic!
5

out of 5

POSTED: | BY: Stacy

Excellent Service for a dog with several health issues

Can not be happier with embrace ! Highly recommend it
5

out of 5

POSTED: | BY: Mark

The absolute best pet insurance period!

They are friendly, reliable and fast. I am very thankful to have my dog insured by them and would recommend them to anyone!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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