Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,763

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diane

Embrace delivers again!

This has been the year my dog has gotten into all sorts of mischief (crystals in his bladder, foxtails, yeast infection in his ear) to the tune of over $2,000. Thank goodness Embrace covered all of our visits, and saved me a minor fortune (and major stress). The reimbursements were paid promptly, and the service is always courteous. Thank you, Embrace
5

out of 5

POSTED: | BY: Zoe

Grateful for Embrace

About a year after we adopted our pug (we adopted her 3 years ago when she was 5) she started getting Mast Cell Tumors and has needed repeated surguries. The silver lining is that they have all been low-grade with clean margins and as long as they stay that way, this condition can be managed and she can live a long healthy life.. Without Embrace, I honestly don't know what we would do. Over the past few years she's needed repeated surgeries and Embrace has been there for us. We are grateful to Embrace for helping us keep her healthy. She is our fur-baby and the light of our lives. Thank you Embrace!
5

out of 5

POSTED: | BY: Susan

Great company & people!

I have been a customer for 10 years. From day one I have been impressed by the professional and compassionate responses I have always received from anyone that I have been in contact with at Embrace! Not to mention the timely manner in which I hear from you guys! Thank you for everything!I always recommend Embrace!
5

out of 5

POSTED: | BY: Catherine

It is so worth it

I never thought I would ever get insurance on my dog. BUT, my daughter talked me into it. I am so glad I did. She needed surgery. Embrace was so quick to pay the claim and follow through to make sure I received the check.
5

out of 5

POSTED: | BY: Denise

I'm so glad I bought this insurance!

I researched many pet insurance companies before I chose Embrace. Sadly in March my beautiful Sheltie became ill. With the insurance I didn't let money come into the equation. Once my deductible was met, the check came. The claim process was easy and efficient. I'm so glad I bought Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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