4
out of 5
POSTED: | BY: Deb
Overall good
I felt a bit blindsided by one decision embrace made. Others have been okay and they are professional and appear to be ethical, overall.
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Richard Gordley
Great service very appreciated.
When my buddy abruptly stopped eating I knew something was wrong so I took him to an emergency vet service I trusted from previous experience. He had something called food bloat and had to stay overnight to make sure his digestive system recovered. It was expensive but worth it to have the little guy back in good health. Embrace made it a lot less painful when my check arrived within 2 weeks. Thanks Embrace!
5
out of 5
POSTED: | BY: Mary Reed
Love this insurance!
I am in constant amazement of this insurance! I have had 3 different pet insurance policies prior to Embrace. This is by far the best! Best customer service, best coverage, best response time!!! Love it, love it, love it! They have even covered my baby's ALLERGIES!!! I never thought that would happen!
Thank you Embrace!
5
out of 5
POSTED: | BY: Steve
Continuing to get better
I've been with Embrace for 6 years and they've continued to get better over the years. I'm very happy with their personal service and support. I'd definitely recommend.
5
out of 5
POSTED: | BY: Lisa Drew
Embrace has the nicest customer service
Embrace was committed to helping me with my insurance claim. They have the nicest people in customer service.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.