5
out of 5
POSTED: | BY: Vivian Hurley
Awesome customer service
Awesome customer service, fast claim review and re-imbursement , great coverage for my dog
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tony
Super customer care!
We've had Embrace insurance for Molly the boxer for several years. And the staff process claims quickly, and follows up to see if we received email updates about claims status, and if reimbursement checks arrived!
5
out of 5
POSTED: | BY: A Lytle
Second knee surgery for my girl! She was in so much pain before surgery.
No problems with filing claims or getting paid. Thank you once again. Although I had to make adjustments to coverage, all went well.
5
out of 5
POSTED: | BY: Kathy
Don’t be without EMBRACE insurance
I have had two dogs insured for over 7 years and have never been disappointed in this company. Fast reimbursement, easy paperwork to submit claims, and broad coverage. I will have my next dog insured with EMBRACE also.
5
out of 5
POSTED: | BY: Happy
Embrace does a great job with claims
Embrace makes filing a claim easy. Just send in the claim form and they get back to you with the amount of money you will receive. Very simple!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.