5
out of 5
POSTED: | BY: dalton brannen
paying for cancer treatment
My cat has cancer and the treatments and surgery thus far have been paid as they should. I am very satisfied with the policy and service.
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Alfredo Triay
Not a regular insurance company
EXCELLENT COVERAGE, OUTSTANDING CUSTOMER SERVICE, AMAZINGLY SENSITIVE HUMAN BEINGS ...few months after purchasing the policy for my 2 Dobermans . MAX, a huge black male was diagnosed with DCM, a terminal heart disease , devastated, I called Embrace, as we were new members to find out if it was true all the promises made when we had joined Embrace , the answer of the young girl that picked up the phone , still brings tears to my eyes " Do whatever you need to prolong or improve Max quality of life ...WE ARE 100% BEHIND YOU GUYS" ...months later when Max died , we received handwritten condolences cards from members of the staff and they also lit a candle on my phone for Max ...my new puppy Drago arrived to NYC from Denver with a 30 days coverage from AKC insurance paid for the breeder ...days after his arrival I noticed a lump over his ribs , he got hurt in my backyard or maybe came with a thorn between his ribs that caused a bad infection, the bacteria traveled to his joints causing discomfort and pain, I got only problems with AKC insurance to get some money back well past 60 or 70 days after we sent the claim , as soon as I recovered "some" money from AKC , Drago also became a proud member of Embrace Pet insurance.
2
out of 5
POSTED: | BY: Joseph Vargo
I currently have two dogs insured with Embrace and one previously that passed.
I originally purchased Embrace Insurance for my Pomp as it was highly recommended by .an internet search but I don't know if they have gotten too large or just don't care anymore since August one of my dogs needed a physical report from my vet. I was not copied for that request so I didn't follow-up but the end of Oct they received it. I was very dissatisfied after calling with the answers I received as my dogs are my children and I want them to have the best. In my opinion embrace is no longer the best sorry.
5
out of 5
POSTED: | BY: Henry Reilly
great again!
Could not have been better!!
5
out of 5
POSTED: | BY: Diana
Excellent pet insurance
I moved to embrace after being with Nationwide Pet Insurance. The reason for my move was the dificulty I was receiving with one of my dogs. I was paying a significant premium and considering that the pets were over 9 but younger than 10 the insurance company implemented a list of exclusions.
When I called Embrace they quoted my for my three pets approx $150 a month which was a great deal after moving from the other company. Until this day I've had 0 problems and all my insurance claims paid as promised. I have a $500 deductible which has been met and I've never felt so happy with an insurance company (honestly). Because my dogs are older we have faced some health problems. Nothing major; however, it's nice to know that you have an insurance company to support you and deliver what you need and what you pay for.
Lastly, I have to say that being on top of your claims is so easy! The online system works! Easy to read, organized and if you have any questions you can always call and get A+ customer service.
Both my husband and I are very satisfied with embrace and will forever be with them. I have recommended the insurance to countless numbers of pet parents. It works and it's worth it!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.