5
out of 5
POSTED: | BY: Valerie
Claim
I am truly grateful for embrace pet insurance. I have had a great experience so far. Thank you
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Michelle
Easy and fast!
I have been using Embrace Pet insurance for a few months now.The service has been very quick in reimbursing my pets medical bills, and I only have to submit 1 form signed by the Vet after a visit.
5
out of 5
POSTED: | BY: Kim
I LOVE Embrace Insurance
For my first French Mastiff I had VIP pet insurance. I was not happy with them and when I got my second mastiff was not going to get insurance. My friend told me about Embrace, so I decided to give them a try. The first 3 1/2 years of my dogs life were healthy so I had not experience with Embrace. I paid my monthly premium and that was it. When my dog became ill with a heart condition, Embrace was beyond awesome. If not for Embrace, i would not have been able to afford the different medical treatments and my beloved dog would most likely not be here today. I tell everyone I know who has an animal about them. They have saved my dogs life and my marriage. Thank you for everything....you are truly the best.
5
out of 5
POSTED: | BY: Shelly
Best Pet Insurance by Far
I switched from VPI to Embrace approximately 5 years ago. Best decision ever. While my boy was healthy for many years ago, in April 2017 while in daycare he was exposed to kennel cough. Unfortunately the kennel cough turned into pneumonia and was diagnosed with chronic bronchitis as a result. Embrace covered 80% of all of his medical expenses as well as the medication he will need to take for the rest of his life. I am so thankful to Embrace for their love and compassion for the animals first.
5
out of 5
POSTED: | BY: Gretchen
Churchill
This was the first time our cat had any issues and we had completely forgotten that we had this wonderful insurance when we paid the first bill. By the time two day's visits were done, we were up to $1400. Not exactly something we'd planned on. But thankfully we had Embrace coverage for Church and the prompt handling of the claims really helped ease a bit of stress on the budget.
Thanks Embrace!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.