Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tracy

Fantastic coverage, support and fast!

Embrace has impressed me again and again. They are quick to respond and their policy is very straightforward. They pay what they say they are going to pay and have fantastic customer service!
5

out of 5

POSTED: | BY: Kenneth

Very easy to deal with. Fast claim service

All questions were answered fast and correctly. Staff were very helpful and easy to deal with. I was notified what the insurance would on my claim and checks were issued promptly.
5

out of 5

POSTED: | BY: Pam

Embrace is peace of mind for your 4 legged children

Our chocolate lab came down with a bad UTI. At the time I was dealing with a major family crisis. Having Embrace for my girl took a lot of stress away and she was able to get the treatment right away. Without Embrace my girl would not have been able to see the doctor as soon as she did. Anyone who is thinking about getting a 4 legged child should get a policy with Embrace.
5

out of 5

POSTED: | BY: Yanet

Great Service

Good service and a fast response
5

out of 5

POSTED: | BY: Susan

Embrace is positively the best pet insurance company ever.

Smart company. Straight shooter when paying my claims. Honest. Fair. Caring. What more could you want. Good website, too.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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