5
out of 5
POSTED: | BY: Lisa
Great coverage
I'm very happy with Embrace. Their turnaround time is fantastic as well as their coverage. There are no surprises!
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jeff
Embrace pet insurance is awesome
I would never own a pet without pet insurance Embrace has been awesome never any problems collecting after a claim, they are so good we are so happy to have them and so are our pets.
5
out of 5
POSTED: | BY: Janice
If you do anything for your pet, get Embrace
I had a mixed breed dog who tore his ACL several months ago. Because of this, I decided to purchase pet insurance for my other 2 dogs.I had the pet insurance for about 2 months, and one of the dogs developed acute symptoms of bloat. The speciality vet said: You have 2 choices: euthanasia or immediate surgery. The vet saved my dog. Without pet insurance, I would have been in severe debt. I will never go without pet insurance again.
5
out of 5
POSTED: | BY: Carolyn
The best animal insurance I have ever had.
Paid in full for every claim I have submitted, shots, illnesses.
5
out of 5
POSTED: | BY: Therese
Excellent service! Very caring staff!
My golden retriever had pericardial effusion and a mass is his stomach. I had visited both my vet and a specialist before I found a surgeon to do the procedure to remove the mass and also remove the pericardium. Much to my relief no cancer! He is 10 years old and it was a major surgery for him but he is back to swimming in the Ohio River once again. I am so grateful that Embrace covered 80% of the cost for the surgery. I was reduced to tears when the caring staff sent my Levi a get welll message. It is so comforting knowing they don't just run a business, they care! Thank You.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.