5
out of 5
POSTED: | BY: M
Embrace second to non
Why use any other company, these people really nailed the name of their co. They embrace the client and the owner
4.9
out of 5
Number of reviews 19,910
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Patti
Embrace is the finest!
Embrace has handled our claims promptly in Oregon and now in CA for our Bernese Mt's Dog's highly elevated liver values which are now lower, thanks to several months' of treatments.
5
out of 5
POSTED: | BY: James
Embrace was really there for us!
Thank you Embrace for being there every step of the way when our Beagle Angel was diagnosed with Cancer/Lymphoma. You processed our claims very promptly, and we were able to get our dog the specialist vet care she really needs to give her the best chance possible. Cancer is such a common illness in dogs and cats, and requires multiple visits to the vet. Embrace insurance gave us the chance to prolong our dog's life when the odds were stacked against her. Today she is doing great and is in remission. Thank you Embrace!
1
out of 5
POSTED: | BY: Robb
Horrible Insurance Scam Company
We got insurance for our dog and they have such a strict policy that nothing ever gets paid, we are going to look for a better company. As always they take money from customers but never pay out. Useless
5
out of 5
POSTED: | BY: Theresa
Embrace offers excellent service and caring.
I know that anytime my pet is ill or needs preventive care, Embrace always processes claims quickly and in an efficient manner. Whenever I contact them by phone, they are very caring and helpful. I have recommended Embrace to other pet owners.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.