Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,910

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Robert

Truly great customer service/fast claim service.

Recently had to turn in a KNEE injury claim on my 4 yr old Agility BORDER COLLIE- GYPSEE... All through the medical/treatment/billing process, Emrace handled our issue expeditiously. We had all invoices/Dr's. notes-- and when submitted on line through Embrace Portal, claims were reviewed and paid in a timely matter. Good communications as well. She is on the mend. All that is left is a number of months of rehab..Thank you.
5

out of 5

POSTED: | BY: Debra

Great Service !!

Their coverage is the best !!! The payment are very prompt with no hassles !! I will recommend this to anyone that is looking for pet insurance.
5

out of 5

POSTED: | BY: Tamara

Embrace Pet Insurance is hassle free and super fas

Our miniature schnauzer, Brodie, has experienced several illnesses this year. He's had a hospitalization and recently an extensive diagnostic workup with a specialist to diagnose his health problem. Embrace has covered all the claims, which have certainly mounted up. They process claims extremely fast and efficiently. The value and service we receive with Embrace insurance gives us peace of mind each and every time we take Brodie to the vet, knowing the costs will be shared. We couldn't be happier with our Embrace experience.
5

out of 5

POSTED: | BY: Zaida

Excellent service

Good costumer service I will definitely recommend this insurance.
5

out of 5

POSTED: | BY: Kevyn

Claims

I am SO glad that Embrace is as efficient as they are when it comes to processing claims. Quick, fast, and in a hurry!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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