Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claudia Ionescu

Best Insurance

One of my kitties was diagnosed with cancer 2 1/2 yrs ago. It was devastating. Thankfully we found good treatment options and Embrace covered it. Claim submission is easy, processing time is short, payments the same and I've never had surprises regarding the charges covered. With Embrace's help we saved Mishi's life. Thank you !!!
5

out of 5

POSTED: | BY: Fern Duncan

Very good insurance company.

Embrace Pet Insurance company is a very good company. I have had other insurance companies in years past for other pets and they lacked professionalism and service for my pet. When I found Embrace online, I compared them with other insurance companies and they should be rated very high. I recommend them to all pet owners.
5

out of 5

POSTED: | BY: Lorraine Broccoli

Excellent insurance coverage and turn-around-time if fast!!!!

Excellent coverage....I got reimbursed almost immediately at 80% less my deductible....Website is extremely easy to navigate..... Thank you to a wonderful company!!!!
5

out of 5

POSTED: | BY: Chris

Fast, easy, and sooo worthwhile!

As a longtime customer with a large-breed dog, Embrace has been invaluable in covering our Berner. Submitting a claim is painless, and we've always gotten a very prompt response. Checks arrive very quickly for covered claims, and they have never attempted to skirt around covering something! I would cover all my pets with Embrace in the future.
5

out of 5

POSTED: | BY: Deborah Secor

Embrace Customer Service is Great!

We have been clients of Embrace for years now and have stayed with them because of competitive pricing and quality customer service. We have 2 mixed breed Baja rescues and are 9 and 13. I wouldn't think of changing pet insurance companies, especially at this juncture in their lives when having the best pet insurance is most important!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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