Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,910

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eva

Best Choice

I am never on hold for more than 2-3 minutes and a representative is always available to andwer my questions. The review and process claims very fast. I am very happy I chose embrace and I recommend it to all my freinds .
5

out of 5

POSTED: | BY: Pamela

Discount!

Embrace even offers a discount to USAA members. Thank you, Embrace!
5

out of 5

POSTED: | BY: Pamela

Embrace is the best I've found!

I've said this before, but Embrace is better than any pet insurance I have found. I personally have used PetFirst and the AKC insurance. Neither holds a candle to Embrace.
5

out of 5

POSTED: | BY: Linda

Terrific

Great pet insurance. Quick response to claims & we so appreciate having Lindsay as our agent!!j
4

out of 5

POSTED: | BY: B.A.Scott-Merlino

A good choice for value and service

After a large veterinary bill, I decided to take a chance on insurance. Liked that Embrace had both catastrophic and Wellness. So far, so good. Best part: there is Always a Live Person to help when I call; and they are always polite considerate and helpful
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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