Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Darla Wilshire

I have been so pleasantly surprised with Embrace

I literally got talked into taking this insurance from a friend who assured me I wouldn't be sorry. I had just gotten two yorkie-poo puppies who were four months old. Having their checks done occurred on the next day; they were fine. It wasn't until later that I learned the wisdom of having insurance. The cost per month was minimal; wellness care was included, and when my one little dog hurt its leg and needed patella surgery, I was so glad I had listened to my friend. I am so impressed with the kindness and consideration and the communication of this group. I asked for flyers to give to my other friends who have animals. Thank you Embrace.
5

out of 5

POSTED: | BY: robert morgan

very hassle free in claim submission and resolve

Very happy in dealing with my first claim, which was pretty much hassle free.
5

out of 5

POSTED: | BY: lorraine Harrison

the BEST!!!

Embrace has approved every single one of my claims over the past yrs. and they have done it with compassion for my sick elder dog. I recommended the Company to my Vet who now recommends it. I did not want to have to make a financial decision with a huge medical bill, so they offer me peace of mind.
5

out of 5

POSTED: | BY: KRISTEN B

Life saver

Embrace has been fantastic. They have great customer service and always available to answer questions. We never have issues with claims. Our GSD has hip dysplasia and they have made it possible for us to take care of her and fix her hips so that her long term well being and comfort is available.
5

out of 5

POSTED: | BY: Connie

Glad I chose Embrace

Very helpful and caring customer service and efficient claim processing. Thank you Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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