5
out of 5
POSTED: | BY: Lola
Great Service
Embrace has helped us process several claims and we have experienced wonderful service every time.
4.9
out of 5
Number of reviews 19,910
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Anais
FORMIDABLE
I thank you guys for taking such good care of us and processing our claims promptly.Thank you.
5
out of 5
POSTED: | BY: Yenni
Glad I found Embrace!
Great pet insurance coverage, fantastic customer service, prompt claim payment. In comparison to other pet insurances available, the prices at Embrace is higher but Embrace does provide more coverage. Call them and speak to one of their customer service agent, they are VERY caring, professional and kind. They recommend the right coverage plan(s) for you. When you submit a claim, you don't jump through hoops just to get your claim payment back. It's so easy to submit a claim. You can check your claim status via on your online account with explanation as to the progress of your claim (s).
5
out of 5
POSTED: | BY: Precious
Thank you for giving me and my dog peace of mind
Your timely response has made it helpful and easier on my dog and I knowing they were there .
2
out of 5
POSTED: | BY: Debbie
Challenging to get reimbursed!
Unfortunately I can't give a positive review. It was really challenging for me to get reimbursed for our medical costs, and required several phone calls from me and my vet to get the expenses covered. First of all, they considered bilateral ear infections that my poodle mix had over a year ago as a pre-existing condition for having a fox tail removed from her ear this summer, which caused an infection in her ear. Secondly, they misinterpreted my bill and thought I paid less than I actually did, and it took three phone calls to get the matter cleared up. In the end I feel like they questioned every charge and looked for ways to lower their payments. Guess I will be shopping around for a new plan next year.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.