Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Meryl Sheard

Embrace Continues to Pay

Embrace insurance continues to be wonderful by paying for all my dogs medical needs. My one dog has had I issues from a genetic condition that has gone on now for five years and they continue to be supportive and reimburse me for my vet bills. My dog would probably be blind now if I did not have insurance. Thank you Embrace because of you my dog still sees.
5

out of 5

POSTED: | BY: Heidi

Thankful for Embrace

I can not tell you how thankful I am to have Embrace insurance for my dog. She developed cancer at an early age and having Embrace insurance on her gave me options I would not otherwise have. The radiation process is extremely expensive and given my past experience with insurance companies (Car insurance) I expected a fight on my hands to get them to pay, but that was not the case at all. Not only did they cover all the treatments, they expressed concern over how my sweet pup was doing. Again thank you Embrace!
5

out of 5

POSTED: | BY: Linda

The best pet insurance I have found

I have used other Pet Insurance companies and have found Embrace to be the best. They are usually quick at reviewing claims and direct deposit my reimbursement.
5

out of 5

POSTED: | BY: Jaclin Hawley

Awesome customer service!

Customer service has been so helpful, nice, and all around awesome! I just signed up for this insurance and called 3 times total in the month I have had this insurance company. The first call was to get set up for per insurance, the second was to make sure I was submitting in a claim correctly, and the third call was today. I had to make sure that the claim I sent in was correct and the customer service was above and beyond helpful, and made sure everything was correct for me. I am one happy customer! Thank you customer service people at Embrace pet insurance!
5

out of 5

POSTED: | BY: Heath

The entire team at Embrace has been great, we are customers for life!

Our 11 month old Mini Schnauzer began struggling with seizures and could not keep food down. Our vet diagnosed a porto-systemic liver shunt and the specialist surgical bill exceeded $7,000.00. Happy to report the surgery has been a huge success and Piper is again enjoying being a puppy again with no lingering complications so far. Embrace claims staff was fantastic, they reimbursed within 3 weeks from filing the claim and it was a very simple process.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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