Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,910

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judy

Very efficent staff..

This is our first experience with insurance for our dogs. We just purchased our policies within the last year, getting one on our puppy when he was quite young. We never dreamed we would have major expenses so soon. Embrace has been very speedy processing claims and sending checks in a timely manner.
5

out of 5

POSTED: | BY: Debi

Very happy with Embrace

After spending many tens of thousands on care for my first dog (uninsurable by the companies around at the time due to a pricey pre-existing condition), I asked my vet about it when I got a new puppy last fall. She recommended Embrace as the best. After 8 months of way more claims than I ever expected to submit, I have to agree with her. I have insurance and wellness plans for him. I loved being able to customize the plans easily and with so many options. Unfortunately we've certainly tested this company! We've had wellness claims from neutering and microchip to routine care items. And my little guy seems to have a sensitive stomach so we've had some insurance claims, too. This particular claim was for a hospital admission for extensive vomiting and diarrhea. They sent reminders for documents they needed when I signed up to make sure he didn't miss out on any coverage options. They give you tips on how to get the most out of your coverage. Every claim I've submitted has been handled promptly. The one time I had a question before submitting a claim, it was answered quickly and completely. They're in communication every step of the way once a claim is submitted. And they've even sent follow-up emails to be sure larger reimbursement checks have been received. I'm so glad I chose Embrace and I highly recommend them. I feel they truly do care about the pets they insure and the pet parents who love them. Thank you, Embrace!!
5

out of 5

POSTED: | BY: Bill

Best by Far

Embrace is the best pet insurance I have ever worked with by far. They are fast, professional and do not let you down.
5

out of 5

POSTED: | BY: Sheila

Grateful

Very impress with Embrace Pet Insurance. Professional, curteouse, and fast processing claims. They have really saved my Precious's life.
5

out of 5

POSTED: | BY: RLB

Easy Peasy No Nonsense

Embrace gives me one less thing to worry about when dealing with a sick pet.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review