5
out of 5
POSTED: | BY: Janet
Embrace is awesome!
I've found Embrace Pet Insurance has met and exceeded my expectations for pet insurance. They respond quickly to claims, and treat me and Obi like family!
4.9
out of 5
Number of reviews 19,910
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Bonnie
Quick response to our claim.
I had the veterinarian fax form and Bill information and a couple days later you said it was received and I would receive a check in about 10 days or so. How easy is that! Thank you embrace.Spinner and BayLeigh thank you.
5
out of 5
POSTED: | BY: ken
excellent
Prompt, responsive and easy to deal with...would highly recommend to any pet owner.
5
out of 5
POSTED: | BY: Marjorie
Great customer service with claims handled promptl
Embrace handled the claim courteously and promptly.Embrace is an excellent company underwritten by American Modern which also has an excellent rating.
5
out of 5
POSTED: | BY: Stephen
Super fast, friendly, and fair.
I've submitted 6 claims with Embrace in the past 12 months. They have honored and reimbursed my veterinarian claims all six times...nice piece of mind your animal is always completely covered.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.