Embrace | Pet Insurance Review

I have nothing but good things to say about Embrace. The staff is very caring and all claims are handled very efficiently. I would recommend them to anybody!!!!!

I got Embrace for Micah when he turned 2. Every year the premiums went up a little but thank God I never had to use the insurance. Such a healthy boy. It was just there "In Case." Well "In Case" happened in 2017. Embrace came through in flying colors. They even covered some things that weren't covered. No medical decision I made on Micah's behalf was based on anything other than his wellbeing because he had Embrace. I highly recommend them.

I had several claims for my maltipoo over the course of the current plan year including an after hours emergency and specialized veterinary evaluations. Embrace processed my claims quickly and reimbursed me for a good portion of the costs incurred. I am delighted with the coverage, the service and the courtesy of their staff. Thank you!!

Embrace Pet Insurance is the first and only pet insurance company we have had the pleasure of dealing with for our 2 pets since they were pups. Yes, for the first 12 years we have had few claims and never met the deductible, but we knew the coverage was there in case the charges escalate out of affordability. Now for the first time we have had to turn in a few claims that were over our deductible and the Embrace staff is quick to turn-around the review of the claims and fast payment. Wide range of coverage options based on what you want to spend. We have $600 deductible and 20% co-pay. If you have any questions Embrace staff would be happy to answer them as they did for me and the explanation is easy to understand. I will stay with Embrace and I advise you to as well.

Processing time is average. Like any insurer, they will attempt to deny claims but overall they have paid the benefits available under the policy. I would recommend Embrace to a friend or family member.