Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Meagan

Warm and Helpful Staff make all the difference

I signed up for Embrace pet insurance for my senior dog. I have contacted the company on three different occasions and spoken with a different Embracer each time I have called. What has impressed me most is how each person I have talked to seemed to genuinely care and not just pass me off to another person. When my sweet boy had to be put to sleep last month, I was devastated. One of the Embracers, Josh, walked me through cancelling the policy and let me know that I could still submit claims once I had my mind off of the heart-ache. A week later, I received an incredibly sweet card signed by all the Embraces. It really meant a lot. I also spoke with Kimberly recently about the status of my claim related to my dog's passing, and she was extremely helpful at going the extra mile to find out where in the process the claim was. I can't thank you enough for your help and your wonderful personalities. When I am ready to get another pet, I will certainly be looking to insure them through you!
5

out of 5

POSTED: | BY: Susan Ibabao

I did not regret enrolling my pet to Embrace. They are consistent and reliable.

They are excellent.
5

out of 5

POSTED: | BY: Paula

Easy, fast and so very helpful

Embrace has been such an easy and fast process. We have had a number of issues recently with our sweet pup and it's great knowing we have insurance to help cover the cost. Thank you Embrace! We highly recommend
5

out of 5

POSTED: | BY: Belle McCluskey

Amazing Response

I am so very happy with Embrace, we have our 4 Irish Wolfhounds insured with them, and I had to make my very first claim. They paid even more then I expected, and it was SO fast, less then a week for our first claim. Our old insurer took 3-4 weeks to pay out, and really made us fight for it, I am so pleased! I will recommend Embrace to my many Wolfhound friends!
5

out of 5

POSTED: | BY: Deb. Sellers

Caring

Embrace employees have been understanding and very helpful with my claim.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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