5
out of 5
POSTED: | BY: Nolini
Embrace has your back!
They are a steadfast support! No matter how long it takes! We couldnt have managed without them.
4.9
out of 5
Number of reviews 19,910
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Leslie
Embrace helped me handle my dog's squamous cell carcinoma
My dog was recently diagnosed with an aggressive form of oral cancer - squamous cell carcinoma. I was told by multiple vets that he probably had a couple weeks left. A friend (also a vet) suggested that I consult with an oncologist about a palliative radiation option. I did and found out that it would help his quality of life (slow the spread, reduce pain, reduce inflammation) and extend his life. Knowing that I had Embrace made the decision much easier! 4 weeks of treatments once a week and he is now done with treatment and doing great given the circumstances!! His life expectancy will be more like 4-6 months now! It has given him and I so much more time to spend with each other knowing that we still have time, even if it's not a lot. I am forever thankful that I had Embrace insurance which made the decision to pursue palliative care so much easier, at least from a monetary perspective!
5
out of 5
POSTED: | BY: peggy
Even if you think you'll never need it ..Get it !
Never having had an "incident" for the 7 yrs I have had my adopted Great Dane Claire, I thought I was out of the woods for ever needing treatment. I almost cancelled my policy but then decided to get the highest deductible so I could keep the cost down. After needing spine surgery, Physical therapy and treatment for Nystagmus in an emergency, I realized having insurance with Embrace was well worth it. Soon after submitting my claims I received a check for well over $5,000. No questions asked and very prompt with my payment. You just never know when you are going to need veterinary care...especially for the big stuff !
5
out of 5
POSTED: | BY: Donna
Great!
We've used Embrace for about 10 years. Awesome customer service. As one reviewer stated, they pay what they say they're going to pay. I would highly recommend!
5
out of 5
POSTED: | BY: Tracy
Fantastic coverage, support and fast!
Embrace has impressed me again and again. They are quick to respond and their policy is very straightforward. They pay what they say they are going to pay and have fantastic customer service!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.