Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Richard &

Excellent and Honest service.

I have had other pet insurance in the past and was always disappointed in the return on investment and quality of service. We have had Embrace Insurance for the past 3 plus years and find it to be an excellent company. What is very important to me is the way that the Embrace Staff treats me when I call with a question. Everyone is very polite and knowledgeable. The company also sends important information via emails and always sends good thoughts to our two dogs. Most of the time the response and payments for submitted bills is very timely. Overall, I am very happy we found Embrace.
5

out of 5

POSTED: | BY: Judith Jensen

Extremely prompt in sending claim checks

So far I am very satisfied with Embrace
5

out of 5

POSTED: | BY: Bonnie

Incredibly prompt response and no hassles!

Our regular vet recommended that we have an MRI and spinal tap done to help identify the cause of cluster seizures in our 6 year old beagle mix. I submitted the estimated costs to Embrace and had confirmation of coverage in less than 24 hours. Fantastic response turnaround - we can now move forward without any delays.
5

out of 5

POSTED: | BY: Richard Haycook

Highly recommend having pet insurance - read "Embrace"

When our previous three Keesies passed from various issues, we did not have insurance and paid out of pocket for treatment. Our last (Loki - a rescue) developed pancreatic issues and the treatment cost was very high, yet she was unable to overcome the problems. When we rescued our next two (Kaiba and Kaidee) we did not hesitate to take out Embrace insurance for them. Fortunately neither has had a serious illness/injury so far - just routine wellness and occasional illness. We have been very happy with the response time and professional advice that the Embrace staff has provided. They seem to demonstrate a very caring attitude to each client which makes the anxious times we have with our family members (our pets) much easier to deal with.
5

out of 5

POSTED: | BY: Michael Beach

I wouldn't be without Insurance for my Furries and Embrace is the best out there in my opinion.

I actually stumbled across Embrace about two years ago after losing a dog after investing a great deal of money in trying to save him. I swore after that experience that I wouldn't be blindsided again. And immediately got insurance for our other furry, now we have 3 and all of them are covered. I wouldn't be without insurance and Embrace is the Insurance I highly recommend to everyone I speak to they are caring and interested in helping you every time I call for help, claims are paid quickly and they communicate there needs quickly to move things along. Thanks Embrace staff I genuinely appreciate your caring can do attitude.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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